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Mortality of Smokers and Nonsmokers
two variables does not necessarily prove that a direct causal relationship exists between them. This ... been persuaded to smoke ciga- rettes, there is no direct evidence of the effects which cigarette smoking ...- Authors: William J November, E Cuyler Hammond, Robert C Hockett, W Harding Le Riche
- Date: Jan 1964
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality
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Ordinary Insurance - The Build and Blood Pressure Study
presence of a minor impairment requires selective care rather than severe underwriting treatment in all ... that the mortality experience will improve in direct proportion to the lowering of blood pressure. The ...- Authors: John James Hutchinson, Edward A. Lew, Andrew C Webster, Alton P Morton, William J November
- Date: Nov 1959
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data
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Agency Problems-Policy Replacements
the Wisconsin regulations is my belief that the primary responsibility in this matter should be placed ... the replacement. In addition to reviewing all direct replacements we also try to control delayed replacements ...- Authors: John C Maynard, Fredrick E Rathgeber, William F Sutton, Ralph P Walker, Charles F B Richardson, William J November, Charles A. Ormsby, Richard C. Guest, James G Bruce, Thomas Edwin Gill, Stuart J Kingston
- Date: Jan 1961
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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Individual Life Insurance
We have from the beginning regarded as the primary advantage of family coverage (provided either ... product overhaul. Summarizing, we believe the primary advantages of the rider to be: 1. Flexibility ...- Authors: Samuel P Adams, Charles M Beardsley, John M Boermeester, William H Breeze, Rea B Hayes, J Stanley Hill, Robert H Jordan, Lee H Kemper, George A MacLean, Charles W McMahon, Richard S Miller, John S Moyse, LaLander S Norman, Paul T Rotter, Edwin Steinberg, Harold G Wiebke, William J November, Harwood Rosser, George W Shelly, Edwin L Bartleson, Harold A Garabedian, Ward Smith, Daton Gilbert, Robert J Bohn, G Emerson Reily
- Date: May 1962
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Life Insurance
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General
to get something for nothing should not be the primary motive in the marketing of life insur- ance. ... each prospect, there would not be many who would care to take a gamble on the bank loan plan. Rather ...- Authors: Society of Actuaries, Bertram N Pike, Joseph C Sibigtroth, JAMES TIMOTHY PHILLIPS, Charles G. Groeschell, Louis Levinson, E M McConney, William J November, Henry F Rood, Dennis N Warters, Elgin G Fassel, Manuel R. Cueto, Frederic P Chapman, Donald M Ellis
- Date: Jun 1953
- Competency: External Forces & Industry Knowledge; Results-Oriented Solutions>Actionable recommendations
- Publication Name: Transactions of the SOA
- Topics: Life Insurance; Pensions & Retirement>Plan design
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Adjusted Earnings
adjustments to surplus or a company consistently made direct charges to surplus rather than attempting to carry ... to be placed on whatever information companies care to give in their annual stockholders' reports.- Authors: H J Boothroyd, Gary Corbett, Ralph H Goebel, Melvin L Gold, Gilbert W Hart, Abraham Hazelcorn, William C Hsiao, Ronald A Karp, Howard H Kayton, Paul H Knies, Frederick J Knox, Crawford E Laing, Donald J Leapman, Richard H Morse, John S Moyse, Alan Richards, Edward Robbins, Stuart A Robertson, G Philip Streatfeild, Frederick S Townsend, Charles Connolly, William J November, Herbert L Feay, William K. Nicol, Alfred L Buckman, Richard M Sellers, Allen L. Mayerson, Harwood Rosser, George D. Chester, Bernard Fenster
- Date: Apr 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting
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Maternity Benefits
"progressive patient care," providing progression through three levels of care--intensive care (with high per- ... ratios), intermediate care (normal present hospital services), and convalescent care (ambulatory hospital ...- Authors: Howard D Allen, John C Angle, Robert C Dowsett, Ralph H Goebel, James J Halloran, J Stanley Hill, Albion U Jenkins, W Allan Keltie, James Lee Lewis, Ernest J Moorhead, LaLander S Norman, Julia Augusta Oldenkamp, Paul T Rotter, William M Snell, William J Taylor, William T Tozer, Robert Walker, Colin Jack, William J November, A B Nelsen, Edwin B. Lancaster, Alfred L Buckman, B Franklin Blair, Alvin B Nelsen, Frank M Bristow, Willard A Thompson, William H Gilbert
- Date: Jan 1963
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Demography>Gender factors; Health & Disability>Health insurance
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Allocation of Investment Income
Allocation of Investment Income This session at the SOA 1962 Jacksonville and Chicago Regional ... rates of yield for each investment year or by a direct accounting breakdown of investment income according ...- Authors: Sidney H Cooper, Howard H Hennington, Donald J Leapman, J Darrison Sillesky, William J November, Edward A Green, Harold A Garabedian
- Date: May 1962
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting>Statutory accounting
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Digest of Informal Discussion - Mortality
Digest of Informal Discussion - Mortality This discussion looked at the recent mortality experience ... that under life and endowment insurance. Despite care in initial underwriting and the relatively favorable ...- Authors: Gabriel Holmes, William J November, Edward W Marshall, Pearce Shepherd, James S Elston
- Date: Nov 1949
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality
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Mortality Experience and Underwriting
Mortality Experience and Underwriting This paper raises the following questions regarding mortality ... to initial antiselection. The same underwriting care also will serve to lessen the antiselection at ...- Authors: Hillary J Fisher, Ernest J Moorhead, Edward A. Lew, Andrew C Webster, Alton P Morton, William J November, Charles A. Ormsby, John L. Stearns, Walter A Merriam, James G Bruce
- Date: Sep 1960
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data>Mortality